New to Medicare
Turning 65?
Are you turning 65, retiring, or losing your employer plan? We will look at your needs and help you choose the plan that suits you best.
Locally owned in Lubbock · 35+ years
Medicare and insurance decisions, made clear.
Get help choosing Medicare coverage, health and life insurance, or planning for retirement at our Lubbock office.
A Division of Flathers Wealth Management
Medicare
Turning 65, or reviewing your coverage?
Medicare is what we do most. Tell us where you are and we will take it from there with plain answers and no pressure.
Already on Medicare
Reviewing your coverage?
Plans and prices change every year, so it is worth comparing even if you are happy with what you have. Ask us for a free Medicare benefit evaluation.
What we help with
Three areas, one office. Start wherever your question is.
Medicare Open Enrollment
October 15 – December 7
Once a year, Medicare lets you change your coverage. This is that window, and changes made now take effect January 1.
- Switch to a Medicare Advantage plan, or leave one for Original Medicare with a supplement.
- Join, switch or drop a Medicare prescription drug plan.
- Plans and prices change every year, so it is worth comparing even if you are happy with what you have.
Why West Texans stay with us
Real people. Real answers. Right here in West Texas.
While the big Medicare companies move to chatbots and automated phone menus, we still pick up the phone. For over 35 years, West Texans have called ValuCare and reached a person who knows their name.
A real person answers
Call the office and you talk to someone who knows you. There are no chatbots, AI phone assistants or automated runaround.
35+ years of experience
We have helped West Texans with Medicare and insurance for more than 35 years, through every rule change along the way.
Right here in Lubbock
A locally owned office on South Loop 289 you can walk into, sit down and go over your coverage face to face.
Help that doesn't stop at sign-up
We offer free consultations and Medicare benefit evaluations, and we respond to inquiries the next business day.
Rated 5.0 by our clients and accredited by the Better Business Bureau.
Office hours
- Monday – Thursday
- 8:30 am – 5:00 pm
- Friday
- 8:30 am – 3:00 pm
Closed weekends.
Talk to Terry
We respond to inquiries the next business day.
Real people. Real answers. Right here in West Texas.
Call and a real person picks up. No chatbots or automated menus. Free consultations and free Medicare benefit evaluations, backed by 35+ years of local experience.
“The people at ValuCare certainly know their products and are very helpful in finding the best option for a person. Thank you ValuCare!”